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These changes have Best Friends For Life Your Name And Cat’s Name Shirt been brought in to help address this issue. And that’s fair as you don’t pay income tax on pension contributions as you accrue them. If you decide to pull over £14k a year out then anything over that £14k you would pay tax on but the tax paid on it would be much less than the tax you would have paid on that money if you hadn’t put it in your pension.
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Also with employer contribution in most cases, you’d work out much better off putting as much in now as possible, take the employer contribution and enjoy paying less tax overall. It can be but equally the government needs help. The Best Friends For Life Your Name And Cat’s Name Shirt state pension system is creaking under the strain of too many pensionable citizens and years of government taking from the pot assuming future generations would cover the deficit.
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I don’t trust them to offer me a pension payment of any value when I retire in 25 years so I have my own as a safety net. I intend to live well when I retire and I save for that in a private pension which enjoys tax relief and moderate growth. When most people can’t afford to live now it’s hard to care about how they’ll live in the future. It’s easy for MP’s to make these decisions for us, they don’t miss it when they’re getting £80,000py plus expenses to not work a day in their lives. But when we have large numbers of people living in in-work poverty, it’s ridiculous to expect them to have even less money in order to sustain life.
Many people also question why they should work all their life, pay tax into the system and have Best Friends For Life Your Name And Cat’s Name Shirt to pay extra to sustain themselves when they can no longer work, while at the same time people from outside Europe come here and receive the equivalent of a full-time wage from a system they’ve never paid into, and will never be expected to pay into.