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Many people do not set aside money for their retirement, because, quite simply they cannot afford to do so. Mortgage repayments, rent, children, utility bills, leave little or no cash to spare. Add to that job insecurity and you have a Drinking Sex And Drag Racing So Ready For The Weekend Shirt ticking time bomb. Over the years private pension schemes have repeatedly proved to be unsound, leaving those who thought they had insured their future out on a limb and out of pocket. The ordinary man in their street can’t win and has good reason to distrust such investment.
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No one on a Drinking Sex And Drag Racing So Ready For The Weekend Shirt modest income with a family to support will welcome this move as it will add to their burden now for, in my experience a less than comfortable income in later life. Whilst there are large numbers of people who are in poverty, there are many many people spending money on luxuries, the latest smartphone or other gadgets whilst at the same time not putting enough into a pension.
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A sensible amount is at least double the minimum laid out by the government but to increase it to that amount would be more unpopular. And to say that people should be free to choose- they are. People can change the amount to whatever they want. All this does is that ensure that those who never get round to doing anything do at least have something to fall back on in old age. I don’t know what you mean by modest income but I would describe mine as mid-income and while it can be a bit tight some months I absolutely welcome this as my current employer only make statutory minimum contributions.
It’s not just about private pensions – what about the difference between those aged over 75 getting £124 per week minimum State pension and those younger than that getting £167 per week minimum State pension. This is Drinking Sex And Drag Racing So Ready For The Weekend Shirt serious discrimination but no one seems in the slightest bit interested – a very caring society we live in.