Time to person up and get down to it sunshine. I shared Legendary Yankee Captains Shirt housing until I was thirty. It is fairly common when you are young and poor. I am a boomer from Canada. It seems these problems are worldwide. Housing in Canada is out of control in cities like Toronto and Vancouver. Has nothing to do with boomers. Has a lot to do with multiculturalism and letting every Tom, Dick, and Harriet in the country.
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And yes there are fewer jobs for life with pensions in Canada as well. You don’t pay tax towards your future, you pay taxes to support the older generation. Meaning your kids pay for Legendary Yankee Captains Shirt you. We would drive them faster but oh wait we don’t have those cars because We can’t afford them. And the way things are going we will have no Retirement money to afford those things. We will work until we drop.
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And be grateful if there are food banks to help us through retirement if we can afford it. No, taking out a student loan is a choice. It’s not debt from unavoidable events like a health crisis. It is a debt agreed to voluntarily. You can call it unwise. You can call it misguided. To call it victimhood is ridiculous. It’s a consequence of a choice. How did you get so thick? When you are advised that the only way to ensure a good income is through a college education, but the only way you can afford a college education are loans, you end up in debt.
Clearly, you never worried about getting an education. I delayed college and saved first. I worked multiple jobs while in school. I chose to attend an extension campus to reduce living expenses. I spread my education out over more time when needed. I never assumed there was a pot of gold at the Legendary Yankee Captains Shirt end and I left college with no debt.