People older than 40 with over 65 being the best have had a considerably easier time with the income: affordable living ratio and therefore they have had it easier to have a better life and to save/spend. This is a fact. It is Omg My Redhead Mother Was Right About Everything Shirt documented in lots and lots of ways. People under 30 will also benefit more than 30-35 age group but they will still not be as well off as the older generation.
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These studies are not to put the blame on people though. They are to work out how spending can be done to boost the economy. Don’t forget that the Omg My Redhead Mother Was Right About Everything Shirt 2008 crash was the worst since the 1930s. So unless you were born in 1900-10 you don’t know what it’s like. Sorry to state facts here but you seem to be against people buying very cheap electronics and blaming that on not being able to buy a house.
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Do not assume we have the bank of mum and dad to pay for us. It’s nice you managed to be able to have kids considering a lot of couples now have 1 of the 2 having to have 2 jobs and having to go to food banks. But I guess you still had it harder. You’re right. I do have a smartphone. But you know what? I had the same iPhone 5 for almost 6 years. I now have an iPhone 7, which I bought used last year. Most of us are not buying every new phone that comes out.
I pay £12/month for my phone, and my Omg My Redhead Mother Was Right About Everything Shirt internet is included in my rent. The only debt I have is student loans. I have a master’s, and my loans are significant. I’ll be paying them until I’m 60. Even with a master’s, I’m making more money in the UK than I would in the US, but I still can’t afford much, and it’s only partly because I live in an expensive city, which also means I make more.