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My Rest In Peace Nipsey Hussle 1985 2019 Shirt pension age has risen to 70, by then I’ll be having meals on wheels, and reading the TV guide, not raving at the club, so I’ll take my chances. All this serves to do is eventually phase out state pensions. Another empty tory promise. Actually, pensions are a necessary evil to pay into and remember your employer pays into your pot as well. We are very lucky to be able to pay for our own retirement future.
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Not everyone has a second hone to sell when they finish work which would fund retirement. My Dads words to me when applying for jobs wad to always go to the Rest In Peace Nipsey Hussle 1985 2019 Shirt company with superannuation. Such good advice. A little rise in your pension is a good thing. Just as well as fuel bills, council tax, tv license fee and just about everything else isn’t going up or it could be seen as another cut. Just another government scam. My husband paid in for over 30 years and gets about £500 a month.
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Enforced early retirement at 55 left us worse off than had he paid nothing. Benefits, which you don’t need to contribute to are higher. When he became eligible for state pension the two pensions were added together and he is now back to paying tax. I am a 1950s woman and don’t get a pension until I’m 66, another 4 years. All pensions, are taxable. Pensions might be savings, but they’re a toxic way to plan for the future. When you get into bed with the politicians, then you’re the ability to save in a way that suits your individual needs is removed.
The politicians decide how much you must save, with whom and when you’ll be able to access it. The end result is that most people struggle financially in the Rest In Peace Nipsey Hussle 1985 2019 Shirt present, with the future a complete unknown. When many do retire, they find a pension pot not much bigger than if they saved in an ISA.